[Operations] Credit Risk Data Analyst

Key Responsibilities:

• Assist in credit risk management and business strategies across various lending portfolios.
• Evaluate and enhance underwriting and risk management policies.
• Track portfolio performance and pinpoint areas for enhancement.
• Perform ad-hoc assignments (e.g., whitelist updates, policy revisions, user acceptance testing).
• Conduct data analysis and automate reporting processes utilizing Python and SQL.
• Collaborate with Commercial, Product, Risk, and Technology teams to meet business objectives.

Qualifications

• Bachelor's Degree or equivalent experience
• 2–3 years of experience in credit risk, portfolio management, or collections (experience in fintech or banking is preferred).
• Strong analytical capabilities; proficient in Python and/or SQL.
• Detail-oriented with the ability to thrive in a fast-paced, data-centric environment.