Credit Risk Product Manager

Responsibilities:

• Main responsibilities include gathering product requirements, prioritizing feature implementations, and creating protypes
• Coordinate with the product engineering and development teams to share the prototypes and support product development
• Perform functional testing to ensure that the product meets the specifications shared
• Suggest product enhancements to improve user experience
• Contribute to thought leadership/whitepapers regularly
• Conduct periodic research to track regulatory changes, identify customer needs and market requirements
• Analyse the competition and identify the gaps
• Work closely with delivery team for a successful product delivery
• Work closely with the sales teams to educate on the product features and benefits
• Create support and training documents for internal and external users

Requirements:

• Minimum 9-10 years of relevant experience in the domains of Credit and Credit Risk
• In depth knowledge of credit processes in banks such as loans sanctioning, review and monitoring. Exposure to collections/stressed assets management/NPA management is good to have.
• Desirable: Good exposure to Credit Risk Analytics such as
• PD/LGD/EAD computation
• Stress Testing
• Portfolio Analytics
• Exposure to relevant regulatory guidelines such as RBI/Basel

Skills Required:

• Good written and oral communication skills
• Understanding of the entire product lifecycle
• Ability to work effectively with cross functional teams
• Exposure to technology products, implementation cycles would be an advantage
• Worked on requirements gathering phase with client business analysts to understand and document the requirements
• Should have strong risk management experience in reputed bank/institutions/big4 consultancy/Product firms/well known analytical companies
• Functional involvement across the project life cycle (requirements gathering, functional use cases and reviews)