Process Analyst Risk and Compliance

Introduction

Join IBM Consulting and build long-term client relationships through close collaboration worldwide. In this position, you will work for IBM BPO, a part of Consulting focused on accelerating digital transformation through agile methodologies, process mining, and AI-enabled workflows.

You’ll collaborate with leaders across multiple industries to strengthen hybrid cloud and AI outcomes for some of the most innovative and valuable companies globally. Your ability to drive meaningful client impact is supported by our strategic partner ecosystem and our advanced technology platforms throughout the IBM portfolio, including IBM Software and Red Hat.

Success in IBM Consulting is driven by curiosity and an ongoing commitment to learning. You will be supported by mentors and coaches who encourage you to challenge the norm, explore ideas beyond your immediate responsibilities, and develop creative solutions that deliver breakthrough results across a broad client network. Guided by a culture of evolution and empathy, you’ll have access to long-term career growth and learning opportunities that recognize and develop your unique skills and experience.

Your Role And Responsibilities

• Review accounts for potential misrepresentation, identifying occurrences of 1st party fraud, kiting fraud, and/or money mule scenarios.
• Detect online Account Take Over (ATO) fraud attempts using device anomaly detection and online monitoring.
• Review checks for potential fraud through signature analysis and identify behavior that deviates from established patterns.
• Coordinate and support decisions and actions to be taken as a result of any fraud investigation.
• Monitor high-volume transaction alerts for suspicious patterns such as unusual velocities or geographic anomalies
• Record and report findings in SARs or client reports, escalate high-risk cases, and improve detection rules to reduce false positives while complying with BSA/AML and OFAC regulations.
  
  

Preferred Education

Master's Degree

Required Technical And Professional Expertise

Bachelor's degree in finance, criminal justice, IT, or related field; 3-6 years in fraud/AML/Fin Crime operations, ideally in Banking supporting NA geography

Skill Category | Core Competencies

Technical - Excel, Actimize/NICE, FCRM, Verafin; device anomaly detection, signature analysis, pattern recognition

Soft Skills - Multitasking, attention to detail, coordination for investigations and handoffs

Domain Knowledge - Fin Crime typologies (1st party fraud, kiting, money mules, ATO, check fraud), NA regulations)