Manager, Risk

Responsibilities

Team Management and Governance

• Lead and manage the India Risk Management team covering Risk and Assurance activities.
• Ensure timely completion of all deliverables and leadership requests.
• Drive cross-training and establish effective backup plans within the team.
• Develop and execute strategic plans for the Risk Management function in India.

Policies, Standards, and Procedures (PSP) Governance

• Review and ensure compliance with Enterprise Policy Program standards.
• Track creation, renewal, expiry, and adherence of India-wide policies and standards.
• Maintain a comprehensive repository of organizational documents.
• Influence updates to policies and standards to strengthen risk management.
• Draft and maintain Risk Management PSPs and SOPs as scope expands.

Corporate Insurance Management

• Renew and manage insurance policies including Worker's Compensation, Property, D&O Liability, and CGL.
• Coordinate with insurance brokers for renewals and claims management.

Physical Records Management

• Oversee storage and transport of physical records through third-party vendors.
• Maintain inventory index to track data retention as per statutory requirements.

Internal Audit Coordination

• Finalize vendor selection and audit calendar for annual Internal Audit.
• Draft scope, coordinate internal teams, and facilitate audit execution.
• Support timely closure of audit observations and report status to Leadership Team (LT).

Risk Reporting and Assurance

• Prepare and present India-level Risk Reports aligned to Enterprise Risk Management framework.
• Report on key risk areas including phishing drills, data certification, sensitive data assessments, and HDD remediation.
• Coordinate monthly and quarterly assurance reporting to Risk Head and LT.
• Collaborate with US Risk Office and Cyber teams to enhance Risk Reporting coverage.

Controls and Assurance Management

• Prepare monthly controls execution reports and coordinate with Capital One US and India support teams.
• Report on IA TPM, ABAC, BCP testing, and Standard Adherence Assessments.

Statutory and Leadership Reporting

• Maintain governance artefacts (Vision, Roadmap, etc.) under SLQ2CQ framework.
• Present Risk and Assurance reports in Monthly Business Review and Quarterly Risk, Legal & Tech Committee meetings.

Risk Framework Development

• Ideate and implement India Risk Management framework across risk taxonomy.
• Refresh framework periodically based on emerging business risks.
• Partner with cross-functional teams to conduct Process Level Assessments.
• Maintain strong relationships with stakeholders to ensure timely delivery and effective governance.

Basic Qualifications

• Bachelor's degree.
• Minimum 11 years of experience in Banking or Risk Management.
• Minimum 4 years of experience in Enterprise Risk Management.

Preferred Qualifications

• 12+ years of experience in Risk Management.
• Enterprise Risk Management Level 2 qualification (IRM).
• Strong understanding of COSO framework, ISO 31000, and ISO 27001 standards.