Senior Credit Analyst, Structured Finance

• Support global Credit Analyst(s) in analyzing the performance of a portfolio of structured finance transactions and in responding to credit events.
• Assist global Credit Analyst(s) in cash flow analysis, including for complex deals.
• Analyze industry dynamics and regulatory trends.
• Prepare internal credit research reports and notes.
• Assist global Credit Analysts in preparing publishable credit reports.
• Model and regularly maintain structured finance deals (RMBS, ABS, CMBS, etc. across regions) using proprietary platforms; ensure the correctness of the cash flows.
• Model maintenance involves:
• In-depth understanding of transaction documents such as Offering Circular, Indenture, Swap Agreement, etc. to understand the structure and features of the deals.
• Preparing setup files.
• Writing appropriate conditions & payments structure in the tool needed to generate the required output and make it ready for investors.
• Regular testing and validation of models based on the most recent reports, statements published by issuers, servicers, understanding payment structures, and revising the model to sync with expected outcomes.
• Stay abreast of the latest developments in the structured finance market and understand/ comment on their potential impact.

Process Adherence:

• Focus on review/QC, adding analytical inputs when required.
• Create and maintain base-level training, process manuals, and documentation to ensure smooth execution of tasks.
• Adopt the defined processes in day-to-day execution of assignments.
• Identify process improvement avenues and value-added work.
• Ensure that new knowledge gained is retained and documented through operating manuals.
• Work with other teams and suggest methods to make the current process more efficient.
• Strictly practice and follow all Compliance, Confidentiality, and Information Security Policies, Procedures, and Guidelines of the organization.