Senior Analyst, Collateral

• Must have minimum 1 year experience in core US mortgage residential underwriting (UK, Australia, NZ, other countries. need not apply).
• Maintain a working knowledge of US Mortgage Originations closing procedures, federal and state lending laws.
• Interpret investor guidelines FNMA, FHLMC, FHA, VA, and USDA and apply them to specific loans.
• Review all property documents (appraisal, purchase agreement, title, insurance, etc) for accuracy and completeness.
• Ensure that the property is structurally sound, meets agency guidelines & client overlays and determine the soundness and accuracy of the property appraisal report.
• Review the title & insurance documents to ensure sufficient coverage and all encumbrances, clauses on title have been adequately addressed.
• Audit the property documents from a salability standpoint daily and note any exceptions. Assess risk and review for Frauds and Red Flags.

Qualifications:

• Bachelor's degree.
• A strong knowledge of mortgage loan documents.