STStandard Chartered Bank
Relationship Manager - TASC
Mumbai ₹4-7 LPA Posted 30 Apr 2025
FULL TIME
Credit Analysis
Compliance
Retail Banking
Sales
Client Servicing
+1 more
Job Description
- To achieve agreed individual financial and non-financial targets by acquiring, growing, and retaining profitable Retail Banking customers within acceptable risk parameters
- Contribute toward achieving team's overall target and delivering optimal portfolio return
- Collaborate and build effective partnerships with other RMs, team leaders, segment heads, CDD teams, risk, compliance, support functions, and product teams
Strategy
- To achieve agreed individual targets and contribute to team success
- Build partnerships with internal teams for seamless client service
Business
- Effectively generate new business, identify prospects and convert in line with the Bank's appetite
- Strategically formulate account plans and structure appropriate credit facilities
- Build and maintain a portfolio of active and growing customers
Processes
- Drive improvement in operational efficiency and process consistency
- Ensure compliance with internal and external risk frameworks
- Conduct regular and timely CDD reviews, ensure error-free profiles
- Resolve client issues per established procedures
People & Talent
- Embed Group values and ensure ethical, compliant culture
Risk Management
- Operate within the Group's risk appetite and manage risks appropriately
- Ensure compliance with AML, CDD, ESRM, and other regulatory standards
- Proactively report and act on risk-related issues
Governance
- Adhere to policies related to AML, sanctions, client suitability, documentation, confidentiality, cross-border, and ABC
- Respond to audit findings and ensure corrective actions
Skills and Experience
- Communication
- Sales & Networking
Qualifications
- University Graduate
- Minimum 4 years of relevant experience in business/commercial/corporate client servicing
- Strong creditworthiness assessment and financial analysis skills
- Solid knowledge of trade, cash, lending, FX, and local industries
- Understanding of operational procedures and retail banking regulations
- Familiar with financial markets and investment products
- Excellent communication and presentation skills
