Investment Counselor

Role & responsibilities

• Assist in the investment portfolio asset allocation of customers.
• Allocation between different asset classes & subclasses.
• Decisions on products with the asset / sub-asset class.
• This will require a good understanding of the various investment products including mutual funds, bonds, money market instruments, equity, alternative products, etc.
• Meeting/interaction with the respective RM and the client
• Monitor specific portfolios (HNWIs / Corporates)
• Reallocate these portfolios as and when the requirement for risk management or sales opportunity comes up.
• Coach RM teams on the latest products and research available, including
• Conduct the market update calls for the RMs on a regular basis
• Source / Evaluate investment products for distributing to the HNW client base of the bank
• Client calls (along with the RM) to educate, provide details and source investments in these products
• Regular interaction with the product providers for product updates, market feedback, etc. and internally communicate the same

Knowledge Requirement:

• Knowledge of all the Asset classes - Equity, Fixed income, Structured Products, Real Estate, Commodities, and International Markets.
• In-depth knowledge of Wealth Management products - Mutual Funds, Portfolio Management Service Providers,
• Alternative Investment Funds, Listed Investments & Insurance.
• Knowledge of taxation, and tax implications for various investment products.