SMSmfg India Credit Company
Hiring For Agency Manager, Recovery
Thrissur ₹2-7 LPA Posted 15 May 2025
FULL TIME
Compliance
channel handling
Recovery Management
Retail Finance
Agency Management
Job Description
Role & responsibilities
Agency Management:
- Handle a network of recovery/collections agencies within the assigned territory.
- Onboard, train, and review performance of recovery partners.
- Ensure adherence to SLAs, compliance, and fair collection practices.
- Recovery Operations:
- Monitor and drive recovery performance on delinquent portfolios (Buckets: 30+, 60+, 90+, written off cases).
- Develop and implement recovery strategies to maximize collections efficiency.
- Execute field recovery actions including skip tracing, settlements, legal recoveries where required.
- Channel Performance:
- Analyze agency/channel productivity and optimize recovery costs.
- Ensure recovery agents are well-informed, trained, and aligned with company standards.
- Initiate corrective actions in case of underperformance.
- Compliance & Reporting:
- Ensure compliance with regulatory guidelines and company policies.
- Maintain MIS and daily/weekly performance reports.
- Collaborate with legal, risk, and credit teams as required.
Preferred candidate profile
- Graduate/Postgraduate in any discipline.
- 3 to 8 years of experience in collections/recovery, with strong exposure to agency/channel handling.
- Familiarity with retail finance, unsecured loans, two-wheeler loans, microfinance, or Commercial Vehicle is a plus.
- Ability to travel extensively and manage field recovery operations.
