SM

Hiring For Agency Manager, Recovery

Smfg India Credit Company
Thrissur2-7 LPA Posted 15 May 2025
FULL TIME
Compliance
channel handling
Recovery Management
Retail Finance
Agency Management

Job Description

Role & responsibilities

Agency Management:

  • Handle a network of recovery/collections agencies within the assigned territory.
  • Onboard, train, and review performance of recovery partners.
  • Ensure adherence to SLAs, compliance, and fair collection practices.
  • Recovery Operations:
  • Monitor and drive recovery performance on delinquent portfolios (Buckets: 30+, 60+, 90+, written off cases).
  • Develop and implement recovery strategies to maximize collections efficiency.
  • Execute field recovery actions including skip tracing, settlements, legal recoveries where required.
  • Channel Performance:
  • Analyze agency/channel productivity and optimize recovery costs.
  • Ensure recovery agents are well-informed, trained, and aligned with company standards.
  • Initiate corrective actions in case of underperformance.
  • Compliance & Reporting:
  • Ensure compliance with regulatory guidelines and company policies.
  • Maintain MIS and daily/weekly performance reports.
  • Collaborate with legal, risk, and credit teams as required.

Preferred candidate profile

  • Graduate/Postgraduate in any discipline.
  • 3 to 8 years of experience in collections/recovery, with strong exposure to agency/channel handling.
  • Familiarity with retail finance, unsecured loans, two-wheeler loans, microfinance, or Commercial Vehicle is a plus.
  • Ability to travel extensively and manage field recovery operations.

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