Engineering Lead: Domestic & Cross Border Payments

Job Summary

• •   The role will be responsible for handling the Solution Architecture designing and delivery for the ATM Switch, Debit Cards and Payment domain. 
• •   Will be responsible for developing solutions, stake holder management, vendor and financial management, developing project costs, and delivering the developed solutions.
• •   Ability to Identifying and managing risks, including developing contingency plans to mitigate potential issues.
• •   Knowledge on card issuing and transaction acquiring processing and standards.
• •   Knowledge on ISO8583 messaging standard protocols.
• •   Hand on experience with VISA, MasterCard Card, UPI and other national card schemes Issuing & Acquiring, Scheme compliance requirement. 
• •   Desirable to have knowledge on national schemes and processor integrations.
• •   Knowledge about API's (SOAP, JSON, REST..ETC) and Web Service Integration.
• •   Knowledge about Back Office integration.
• •   Knowledge about HSM protocols and configuration, Knowledge about encryption Keys/Cryptography both symmetric and asymmetric keys, 3DES, AES, SM4, SHA.
• •   Familiarity with EMV technologies and standards, and PCI DSS and PA DSS standards.
• •   Familiarity with Contact and Contactless technologies, Familiarity with 3DS and Tokenization standards.
• •   Experience with an EFT transaction switching or on-line banking environment.
• •   Hands-on experience with automated test tools and simulators. 
• •   Experience on Google Pay/Samsung Pay/Apple Pay Wallets and QR Code and Emerging payments will be an added Advantage.
• •   Strong design and programming knowledge on Unix/Linux environment, Unix Shell Scripting 
• •   Knowledge of end-to-end systems development life cycles (i.e., waterfall, Agile and other modern approaches to software development)
• •   Excellent verbal and written communication skills to technical and non-technical audiences of various levels in the organization
• Key Responsibilities
• •   Willingly shares relevant technical and/or industry knowledge and expertise to other resources
• •   Excellent problem-solving, team, and time management skills.
• •   Resourceful and proactive in gathering information and sharing ideas.
• •   Experience in banking or financial services industry.
• •   Working experience in Cloud and Digital transformation projects is an advantage.
• •   Good knowledge skill on open banking is a plus. 
• •   Ability to review the requirement, impact analysis, gap analysis, high level design, cost estimation, propose timeline, obtain project approval, and draft solution architecture/function spec/technical spec document.
• •   Be an excellent leader, Subject matter expert on the technical and functional knowledge 
• •   Good team collaboration, relationships within & outside POD to all levels of the organization Strong influencing, conflict resolution & negotiation skills.
• Qualifications
• Knowledge of ATM/POS switching, Debit Card Issuance/Management, Digital Channels interface, Encryption, HSM and ISO8583 messaging standards
• Familiarity with EMV Contact/Contactless, VISA and MasterCard Card Issuing & Acquiring, Scheme compliance requirements   
• Experience with an EFT transaction switching and processing.
• Familiarity on PCI DSS and PA DSS compliance requirements   
• Experience on Switch integration with VISA/Mastercard is mandatory. Others such as UPI, JCB and National switches.   
• Experience on Google Pay/Samsung Pay/Apple Pay Wallets and QR Code and Emerging payments will be a added Advantage   
• Experience in Web Service integration and API's   
• Knowledge of end-to-end systems development life cycles (i.e., waterfall, Agile and other modern approaches to software development)
• Excellent in preparing the Solution Architecture document, Functional and technical spec
• Excellent problem-solving, team, and time management skills.