Credit Data Analyst

Key responsibilities:

Financial Statement Analysis:

• Enter borrowers quarterly/half yearly/annual financial statements and accounts into spreadsheets and database, including in some cases reading quarterly annual reports and legal documents
• Review borrower financial statements and commentary for key performance indicators
• Monitor and learn about 40-50 borrowers in one or two industries/sectors

Bond Terms conditions structuring:

• Enter new borrower lending terms and key credit statistics into the database (especially during non-filings season.)

Market Insights:

• Study market bond trends and conditions, and sectoral risks affecting the corporates under review
• Work on, or assist with, various weekly, monthly, data/special reports and ad-hoc projects.

Required Skills, Qualification and Experience :

• Accounting: Ability to read and understand financial accounts and accounting terminology, double entry balancing, and financial performance metrics. Good understanding of financial statements; income statement, balance sheet and cash flows.
• Finance: Basic understanding of debt and equity securities.
• Automation: Have knowledge and understanding of current AI tools with ability to learn and use them to automate wherever possible
• Language: Excellent written English and ability to read fast and comprehend information, including financial and legal terminology.
• Excel: Comprehensive knowledge of Excel and ability to use Excel formulas.
• Thorough: Conscientious with attention to detail
• Teamwork: Reliable, helpful and a good team member with ability to work in a team-based environment, with a sense of teamwork and cooperation.
• Deadline: Ability to manage workflow under strict deadlines.