SP

Collection Officer

Spectrum Talent Management
Kanpur2-4 LPA Posted 20 May 2025
FULL TIME
Loan Collection
Loan Recovery
Payment Collection
Credit Management
Recovery

Job Description

Role & responsibilities

  • Conduct field visits to customers with overdue payments to ensure timely recovery.
  • Follow up with defaulting customers and negotiate repayment plans or settlements.
  • Educate customers about payment schedules, overdue charges, and settlement options
  • Identify and resolve customer disputes to improve repayment rates
  • Encourage customers to use digital payment methods for ease of transaction.
  • Track and locate absconding or unresponsive customers using field intelligence
  • Coordinate with repo agents and legal teams for vehicle seizure in extreme cases
  • Maintain and update daily collection reports, payment records, and field visit logs.

Key Requirements:

  • Experience: 2+ years in field collections, loan recovery, or credit management, preferably in 3-Wheeler EV vehicle finance.
  • Strong negotiation and persuasion skills to handle difficult customers.
  • Willingness to travel extensively within the assigned region
  • Fluency in local language along with Hindi/English is preferred.
  • Must have a valid driving license and own vehicle for field visits
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