SPSpectrum Talent Management
Collection Officer
Kanpur ₹2-4 LPA Posted 20 May 2025
FULL TIME
Loan Collection
Loan Recovery
Payment Collection
Credit Management
Recovery
Job Description
Role & responsibilities
- Conduct field visits to customers with overdue payments to ensure timely recovery.
- Follow up with defaulting customers and negotiate repayment plans or settlements.
- Educate customers about payment schedules, overdue charges, and settlement options
- Identify and resolve customer disputes to improve repayment rates
- Encourage customers to use digital payment methods for ease of transaction.
- Track and locate absconding or unresponsive customers using field intelligence
- Coordinate with repo agents and legal teams for vehicle seizure in extreme cases
- Maintain and update daily collection reports, payment records, and field visit logs.
Key Requirements:
- Experience: 2+ years in field collections, loan recovery, or credit management, preferably in 3-Wheeler EV vehicle finance.
- Strong negotiation and persuasion skills to handle difficult customers.
- Willingness to travel extensively within the assigned region
- Fluency in local language along with Hindi/English is preferred.
- Must have a valid driving license and own vehicle for field visits
